RENSCO WEB PORTAL FOR BENEFITS

RENSSELAER COUNTY HEALTH INSURANCE COSTS: JANUARY 1, 2025

EMPLOYEES HIRED ON OR AFTER 1/1/2018

Printer-friendly version of rate tables found here.

Full Monthly Premium Rates

Coverage	CDPHP HMO	MVP HMO
Single	$1,182.59	$1,070.16
Two Person	$2,483.44	$2,461.37
Family	$3,074.74	$2,621.89

*** Employee Bi-Weekly Share of Premium Cost at 25% ***

Coverage	CDPHP HMO	MVP HMO
Single	$136.45	$123.48
Two Person	$286.55	$284.00
Family	$354.78	$302.53

Employee Annual Share of Premium Cost at 25%

Coverage	CDPHP HMO	MVP HMO
Single	$3,547.77	$3,210.48
Two Person	$7,450.32	$7,384.11
Family	$9,224.22	$7,865.67

Plan Benefit Highlights

Coverage	CDPHP HMO	MVP HMO
In Network
Doctor Co-Pay	$25.00	$25.00
Specialist Co-Pay	$25.00	$40.00
Drug Co-Pay	$10G/$25B/$40NF	$10G/$30B/$50NF
Inpatient Co-Pay	$0	$500
Out of Network
Deductible	NA	NA
Coinsurance	NA	NA
Inpatient Co-Pay	$0	$500

*The payroll deduction for family dental will be $36.99 for 2025. There is no payroll deduction for individual dental coverage.*

NOTE: The employee share listed above is for full-time employees. If you are not a full-time employee, the health insurance coverage will cost you more, depending upon the number of hours worked per week.

Plan information, including summaries of benefits and coverage (SBC) and links to health plan websites,can be found here.

**ANY PAYROLL DEDUCTIONS THAT ARE REQUIRED FOR ANY COVERAGE YOU ELECT WILL COME OUT OF YOUR PAYCHECK THE PAY-PERIOD BEFORE THE COVERAGE IS EFFECTIVE.

For various part-time employee costs - Click here.

For more information on one of the health plans listed above - Click here.

For more information on dental benefits - Click here.

For information on vision benefits - Click here.

Flexible Spending Account -Plan Information

For AFLAC information - Click here.

For information on Deferred Compensation - PDF download.

For information on NY 529 college savings program - PDF download.

Additional required notices:

Children's Health Insurance Program (CHIP) - PDF download