RENSCO WEB PORTAL FOR BENEFITS

RENSSELAER COUNTY HEALTH INSURANCE COSTS: JANUARY 1, 2025

NON-MEDICARE ELIGIBLE RETIREES

Rensselaer County 2025 Plan Options and Monthly Premiums

Coverage	NYSHIP Empire Plan	CDPHP HMO	MVP HMO	Empire BCBS EPO
Single	$1,479.53	$1,182.59	$1,070.16	$2,605.19
Two Person	$3,367.80	$2,483.44	$2,461.37	$5,081.41
Family	$3,367.80	$3,074.74	$2,621.89	$7,555.57

Plan Benefit Highlights

Coverage	NYSHIP Empire Plan	CDPHP HMO	MVP HMO	Empire BCBS EPO
In Network
Doctor Co-Pay	$25	$25	$25	$25
Specialist Co-Pay	$25	$25	$40	$25
Drug Co-Pay	$5G/$30B/$60NF	$10G/$25B/$40NF	$10G/$30B/$50NF	$10G/$25B/$50NF
Inpatient Co-Pay	$0	$0	$500	$100
Out of Network
Deductible	$1,250	NA	NA	NA
Coinsurance	20%	NA	NA	NA
Inpatient Co-Pay	10%	$0	$500	$0

Retiree Monthly Share of Premium

Coverage	NYSHIP Empire Plan	CDPHP HMO	MVP HMO	Empire BCBS EPO
Single	$739.77	$591.30	$535.08	$1,302.60
Two Person	$1,967.14	$1,436.85	$1,439.37	$2,912.14
Family	$1,967.14	$1,821.20	$1,543.70	$4,520.35

For more information on one of the health plans listed above - Click here.